Happy Thursday, MarketWatchers. Don’t miss these top stories:
Judge halts NYC’s crackdown on Airbnb and other home-sharing platforms
Airbnb called the ruling a ‘huge win.’
From higher pay to retirement plans, 5 ways states are changing workers’ lives in 2019
Minimum wage increases, sexual harassment policies and more women-focused boards.
Got a new smartphone? Here’s what you need to know about device protection plans
Smartphone insurance plans can be worth the added expense — for some.
15 money moves to make in 2019
Financial uncertainty is in the air, so here’s how to spend less, save more and invest smarter.
Apple or Android? Here is the most secure phone you can get
Privacy and security work differently on different platforms.
The true cost of an iPhone over your lifetime: $300,000
That’s how much you would make if you invested the money you spent on your smartphone from the age of 18 to 78.
Shutdown stalemate could lead to delayed income-tax refunds
About 1 in 8 employees at the Internal Revenue Service are working during the partial shutdown.
How Medicare premiums could be the key to itemizing your taxes — and saving money
Medicare health insurance premiums can add up to big bucks.
Self care: good for you, good for your money
Put these four financial self-care habits into action to empower yourself and end the stressing about money.
5 types of budgets and how to make one that actually works for you
Here’s a step-by-step budgeting guide that can help you create a plan that you’ll actually follow.
Elsewhere on MarketWatch
Nancy Pelosi retakes House speaker’s gavel as new Congress convenes
Rep. Nancy Pelosi won election as speaker of the House of Representatives on Thursday, putting the California Democrat in control of the gavel for a second time as the 116th Congress opened.
U.S. may find ray of light in December jobs report amid gathering economic clouds
Strong hiring gains in December could represent a break in the darkening clouds over the U.S. economy. Here’s watch to watch in Friday’s employment report.
The government shutdown already ranks as the 2nd-longest in 20 years
At 13 days in length as of Thursday, the current partial government shutdown is starting to move up the record books.
Fed faces critical time with interest rates and should move to sidelines, Kaplan says
The Federal Reserve should take no further action on interest rates for now, in order to gauge the health of the economy and get a better sense of any message being sent by weaker financial markets, says Dallas Fed President Robert Kaplan.
Here’s how astute investors should think about Apple’s stock today
Apple shares are at an inflection point, which means investors must guard against further declines.
The stock market just logged the worst start to a year in 2 decades
Wall Street investors couldn’t part ways with 2018 rapidly enough, but it turns out that 2019 is setting up to be equally ugly to stock-market bulls.
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